WifiMoney

M-PESA HOTSPOT BILLING

M-Pesa hotspot billing, paid to your own till

Let guests pay with M-Pesa and get online automatically. WifiMoney starts the STK prompt, waits for Safaricom's callback, records the receipt and authorizes the device. Your money settles in your own till.

STK push

The guest enters an M-Pesa number on the portal. WifiMoney sends the prompt and polls the payment status until it is confirmed or fails.

Paybill fallback

When STK is unavailable, a paybill fallback keeps cash and manual payments moving, with reconciliation to the device or account.

Vouchers

Sell prepaid codes for cash customers and resellers, redeem them once, and keep the payment trail.

Own till

Payments settle with you. WifiMoney does not take a commission or hold the customer's money.

Reconciliation

See successful, failed and unmatched payments, with the M-Pesa receipt and the device or PPPoE account that paid.

No phone number at rest

The number is used in memory to start the prompt and then discarded. The platform does not store guest phone numbers.

Payment confirmation is the access decision

Only a confirmed payment creates an access grant. The callback is idempotent, the router command is queued, and the portal can show the session password without exposing the raw device MAC. If a callback is missing, unmatched payments can be reviewed and repaired by an operator.

  • Idempotent callbacks and duplicate protection
  • Failed or cancelled prompts never grant access
  • Unmatched-payment review and repair
  • Session expiry scheduled on the router

Designed around Kenyan payments

M-Pesa is the default, but a hotspot business needs more than one path. WifiMoney supports STK, paybill fallback, cash vouchers and manual records, all reconciled in the same dashboard.

  • M-Pesa STK push
  • Paybill fallback
  • Voucher batches and single-use codes
  • KES reporting and M-Pesa receipts

Keep your margin

Commission models take a slice of every sale. WifiMoney charges a flat monthly platform fee instead, so a busy month does not increase the percentage you give away.

  • 0% commission on guest payments
  • Money settles in your own till
  • Flat monthly fee based on collections
  • 7-day free trial

Questions operators ask

Do I need a paybill or till number?

You need an M-Pesa collection channel for your business. WifiMoney supports STK push and paybill fallback; the money settles with you, not with WifiMoney.

Are phone numbers stored?

No. The phone number is passed in memory to Safaricom to start the prompt and is not written to the database.

What if a customer pays but does not get online?

The dashboard shows paid sessions that the router has not authorized. An operator can repair the grant, and the router syncs when it is reachable.

Can I offer vouchers as well as M-Pesa?

Yes. Vouchers are useful for cash customers, resellers and areas where a prompt is unreliable. Voucher codes are encrypted at rest.

Ready to run billing from one dashboard?

Connect your MikroTik, set your prices and take your first M-Pesa payment. No commission, paid to your own till.